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Here are the steps a life insurance buyer typically undertakes to obtain life insurance:. Draw the Line I. Buying life insurance typically takes weeks. Is A Medical Exam Required? The medical exam can be completed at your home or any other convenient location of your choice and typically minutes to complete. How Much Do I Need? The application is completed via a phone interview process that will be gathering any additional information needed. Securities and investment advisory services offered through Signator Investors, Inc. Compare life insurance quotes from various insurers. The insurance company collects data about your personal health by sending a medical examiner to your home or office, free of charge. Homemakers need coverage for at least as long as their dependents children, invalids, etc. How big of a death benefit do I need? Exams are conducted by a licensed paramedical or medical doctor and generally require a blood and urine specimen, blood pressure readings, height and weight measurement, and a series of questions regarding your medical history. How Much Do I Need? The medical exam can be completed at your home or any other convenient location of your choice and typically minutes to complete. The policy only pays a death benefit if the insured individual dies before the policy expires. Choosing the right life insurance policy Two questions present difficulty for most life insurance buyers: The insurance company collects data about your personal health by sending a medical examiner to your home or office, free of charge.

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